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10 years of spend: what can the last decade of consumer spending tell us about the next?

The 'Barclays 10 years of Spend' report analyses insights dating back to 2015, tracking consumer and economic confidence, and proprietary transaction data, revealing the key trends that have defined behaviour and spending patterns over the last decade, and providing an outlook for the years ahead.

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Latest insights

Matt Hammerstein, Chief Executive of the UK Corporate Bank and Head of Public Policy and Corporate Responsibility

Three questions the UK Industrial Strategy must answer

Ahead of the publication of the UK Industrial Strategy, Matt Hammerstein, Chief Executive of the UK Corporate Bank, lays out three key questions the strategy must address.

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The Advice Guidance Boundary Review: looking back at the sprints and assessing the outcomes

The FCA’s review of how firms can give advice to consumers is in its final stages

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Spend snapshot: Consumers expect EU trade deal to boost UK growth amid tariffs rollout

Buying British is a consumer trend that’s holding firm. 

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Summer 2025 is a buyer's market, but challenges for renters remain

It pays to negotiate for would-be homeowners

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Spend growth slows and confidence declines as wet weather impacts May’s economy

‘Streamflation’, ‘shrinkflation’ and interest rates are on consumers’ minds as they tighten belts.

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Homeowners have remortgaging on their minds amid drop in interest rates

May’s property market saw growth in rent and mortgage spending slow for the third month in succession.

Vim Maru, Chief Executive Officer of Barclays UK

We must build Gen Z's financial confidence to unlock UK growth

Vim Maru, Chief Executive Officer of Barclays UK, explores a key theme of the 'Barclays 10 years of Spend' report.

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US Tariffs: UK businesses see the upside amid widespread concern

Many leaders are already feeling the effects as they plan for the future.

Portrait of Sasha Wiggins, Chief Executive of Barclays Private Bank and Wealth Management

A more confident investing public could fuel UK growth

Sasha Wiggins, Chief Executive of Barclays Private Bank and Wealth Management, explores why household share ownership has declined and what can be done to change the situation.

A woman dancing at a music concert.

Wonderwallets: Oasis fans intend to spend over £1 billion attending reunion tour surpassing Taylor Swift’s Eras Tour

Barclays estimates that fans will spend an average of £766 each on tickets, travel, accommodation and more.

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Business is looking to productivity and the power of AI, but not at the expense of people

Leaders aren’t looking for the technology to replace their employees, but enhance them.

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Workforce ready: Supporting young people with the employability skills that businesses need for growth

Barclays has launched a new report, which explores how to develop the core, transferable employability skills of young people.

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Group Policy Development in 2025

In the first five months of 2025, Barclays’ Strategic Policy Group has published six reports.

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Easter Eggs put ‘Shrinkflation’ back in the news, but is the story around chocolate prices more complicated?

Easter brought ‘shrinkflation’ back into the headlines, but are there other factors at play?  

A young woman looks longingly at her phone

As online dating turns 30, romance scams are more widespread than ever before

New data from Barclays shows that romance scams were up 20 per cent in the first quarter of 2025.

A portrait of Rich Robinson, Head of Hospitality & Leisure at Barclays UK Corporate Bank

How are hospitality and leisure businesses embracing AI?

The role of AI is the the defining topic for business in 2025. Rich Robinson, Head of Hospitality & Leisure at Barclays UK Corporate Bank, explains why.

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The Barclays Business Prosperity Index 

Barclays has launched the Business Prosperity Index – a new quarterly analysis of business performance and future growth opportunities.

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How UK cinemas got their mojo back

Rich Robinson, Head of Hospitality & Leisure at Barclays outlines, the cinema industry has rebounded and is thriving once again.

Stephen Dainton

Five Lessons for UK growth from Choose France

Stephen Dainton, President of Barclays Bank PLC and Head of Investment Bank Management, shares his insights from Choose France, the French Government’s annual flagship business summit.

A portrait of Sian McIntyre, Managing Director at Barclays

How the next generation of homeowners are saving for their deposits 

Amid increases in rent and rising household bills, tomorrow’s homeowners are embracing an entrepreneurial spirit as they save for their first home.

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A New Message to Tell Sid

Barclays explores the question 'What is needed to make a mass investing campaign effective in creating an engaged, investing public?' 

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