UK unlocked

Our expert insights on the economic and business issues most critical to the UK's companies and policy leaders

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Featured insight

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Quarterly spend trends: summer showers, streamflation and Swiftonomics

Vim Maru, Barclays UK’s Chief Executive, explains how cooler temperatures can make a huge difference to people’s lives – and play a big role in shaping spending patterns.

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Latest insights

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Falling energy bills offset higher rent and mortgage costs in July

The latest Barclays Property Insights report reveals that rising mortgage costs were offset by falling energy bills in July.

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Card spending declines in July, despite Euros final and holidays boosting pubs and travel

The Euros propped up pubs and bars, with transactions tripling on the day of the final.

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Unlocking equity investment for businesses across the UK

Barclays conducted a review to better understand what actions by local government would be most powerful in helping local businesses secure equity investment across the UK.

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Barclays Scams Bulletin: Men more likely to fall victim to romance scams, while women lose more money

Barclays is issuing a warning to those looking for love this summer, as the Bank’s latest data reveals romance scams are on the rise, with the amount claimed in May/June up 139% compared to March/April 2024.

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Making the UK a destination of choice for climate tech companies critical for net zero

Barclays details four key recommendations to help the new UK Government unlock financing critical to scaling next generation climate tech companies.

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Rent and mortgage costs stabilise in June

Data sourced from millions of Barclays current accounts reveals spending on rent and mortgages rose just 1.5 per cent year-on-year in June.

Barclays Group CEO, C.S. Venkatakrishnan

Three ideas for unlocking the UK’s economic potential

C.S. Venkatakrishnan, Barclays Group Chief Executive explains why financial services must be central to the country’s growth mission.

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June’s mixed weather hinders the high-street

As colder weather hampered spending at clothing stores, pubs and garden centres, new TV releases such as ‘Bridgerton’ and ‘House of the Dragon’ boosted digital content and takeaway spending.

Two people sat on a paddle board in turquoise sea

Sun, sea, and a summer of spend

Are UK retailers staying ahead of consumer trends? With summer fast approaching, Karen Johnson, Barclays Head of Retail at Barclays, writes about how retailers are adapting.

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The future of the UK retail  sector

E-commerce boomed during the pandemic, but the retail sector has already moved on to a new era. Hear from our International Corporate Banking team about what it means for treasury strategy.

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Making memories: the rise of the experience economy

As Taylor Swift’s record-breaking Eras Tour finally reaches the UK, we explore insights from Barclays Consumer Spend research into the experience economy.

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Falling inflation and energy bills ease pressure on household finances

Barclays Property Insights data shows that the cost of rent and mortgages continued to accelerate in May, with a 6.3 per cent increase year-on-year.

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Card spending growth slows, yet consumer confidence is boosted by falling inflation

Consumer card spending grew just 1.0 per cent year-on-year in May, the smallest rise since February 2021.

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Men lose twice as much money as women to ticket scams

Barclays is issuing a warning to fans on the hunt for tickets to the summer’s most in-demand sporting and entertainment events. 

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It’s a 'Love Story': Consumers to spend nearly £1bn attending Taylor Swift’s Eras Tour

The new figures come after Barclays Consumer Spend data revealed a surge in consumer spending during the pre-release window for the Eras Tour last July.

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Spending on restaurants and retail slows in April

Consumer card spending slowed to 1.6 per cent growth in April, down from 1.9 per cent in both March and February, and below the latest CPIH inflation rate.

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Consumer spending on mortgages and rent rose in April

Data sourced from millions of Barclays current accounts reveals that consumer spending on rent and mortgage payments accelerated in April.

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Barclays Eagle Labs fuels tech innovation from Aberdeen to Cornwall

Barclays Eagle Labs have launched an online skills platform for budding entrepreneurs looking to become the leaders of the next tech giants.

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Barclays and LTA announce partnership to get 150,000 people playing tennis

Barclays has announced a new five-year partnership with the LTA that aims to get 150,000 people playing tennis more regularly.

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Cinemas and pubs benefit from blockbuster releases and major sporting events

Non-essential spending growth hit an 18-month low in March. However, the Six Nations and St Patrick’s Day boosted pubs, while cinema spending reached a 2024-high on 2nd March, due to the much anticipated release of Dune: Part Two.

Woman at home looking at papers

New Barclays data reveals mortgage and rental payments stabilise in March

New data sourced from millions of Barclays current accounts reveals growing stability in UK housing costs, which saw their lowest uplift in 12 months.

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